Buying a home should feel exciting, not confusing. During your buyer consultation, Zoe Taylor and her team walk you through the contract, contingencies, timelines, buyer representation, and what to expect from offer to closing, so you can move forward with clarity and confidence.
We review the St. Louis residential sale contract so you understand how an offer is structured, including price, earnest money, financing, inspections, appraisal considerations, title, insurance, closing, and possession.
We review how buyer representation works, what I owe you as your agent, what your responsibilities are as the buyer, how compensation is handled, and why this agreement is required before touring homes.
Once the paperwork is clear, we review your goals, budget, timeline, lifestyle needs, commute, schools, risk tolerance, and non-negotiables so your home search is focused and strategic.
A clear look at what happens before we start touring, when we write an offer, and once you are under contract.
We start by reviewing your goals, timeline, financing plan, the sales contract, the buyer agency agreement, and your buyer intake form so you understand the process before we begin.
Before touring homes, we make sure your buyer agency agreement is signed and your lender has confirmed your budget, estimated payment, cash to close, and loan strategy.
Your search is built around your lifestyle, commute, budget, neighborhoods, schools, home features, and non-negotiables. This is where we separate “must-have” from “nice-to-have.”
As we tour homes, we discuss condition, value, resale, potential repairs, offer strength, and whether the home truly fits your goals.
When you are ready to write, we review price, earnest money, financing, inspections, appraisal considerations, seller credits, closing date, possession, and any special terms before you sign.
Once your offer is accepted, the timeline becomes deadline-driven. We move through earnest money, inspections, insurance, lender documents, appraisal, title review, repair negotiations, and closing preparation.
Before closing, we confirm the home is in the expected condition and any agreed repairs are complete. Then you sign, funds transfer, title changes hands, and you receive possession according to the contract.
Address
1608 S. Lindbergh Blvd,
St. Louis, MO 63128
Zoe Taylor